This always puzzled me too... and I think it's due to the illusion. A sailor traveling at 3 knots over the water but in a 7 knot downstream current will see the land and buoys going by at 10 knots (a lightning fast speed for a little sailboat).. relative to the ground and buoys the steering inputs will feel sluggish. They'll move the tiller but find themselves still heading towards the rock or ledge, so people throttle up the engine.. but it only exacerbates the illusion. Like the other poster after you incorrectly observed, there's some kind of impression that the water is "pushing" against the rudder or something so it is less effective. As with the airplane, the boat has no idea what the ground is doing.. it simply travels with it's system. Traveling up stream people suddenly find that their boat is extremely responsive.. even though their speed over the water is the same their motion to the shore and buoys is slower and they suddenly become experts at docking, avoiding rocks and buoys, etc.