http://www.ishn.com/articles/93505-...safety-third-is--a-conversation-worth-having-
Safety third is about the unintended consequence of compliance based mandatory safety programs fostering complacency.
Why are safety programs mandatory? Because accidents were happening at an unacceptable rate causing insurance companies to lose too much money, so the insurance lobby writes new bills that they give to the politicians they bought to enact into law. Even that aspect of the problem is rooted in money, as is its counterpoint, 'forget safety, it costs more money in the long run than the accidents do' culture of industry leadership. We value money above all else, as long as that is true of human culture, there will be no solution to this issue.
You can't grow a strong tree with rotten roots.