Whatev on the financing issue... But make damn sure that you have adequate medical coverage that does not exclude motorcycles (and airplanes for that matter) Both my wife and I ride, she was in a "minor" accident last year. Bills so far have been $650,000. Good thing I have a great policy through my employer.
BTW, minor = getting T-Boned in a turn by a car doing ~30 MPH. Dislocated shoulder, broken femur, broken tibia, 2 broken cuboids, broken talus, broken calcaneus, and all 5 metatarsals broken. Plus the sole of her foot was ripped off from the ankle all the way to the ball of her foot and was hanging off like a flip-flop. And yes she was wearing propper riding boots. Alpinestars S-MX 5.
Not trying to scare you off or anything (I still ride and she plans to again eventually) but be aware that when stuff does go wrong, it gets $$$$$ quickly, and if you are not covered you will be bankrupt.