Hurricane Matthew

I'm headed for Tampa area, but will just stop short and wait if the hurricane's being an ass.
 
Are people generally insured against hurricane damage and flooding, or is it like earthquakes where the expense of insuring is so high that most people just roll the dice?
 
kayoh190 said:
Are people generally insured against hurricane damage and flooding, or is it like earthquakes where the expense of insuring is so high that most people just roll the dice?
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It used to be all one policy.

Now, everyone has general insurance,

But "windstorm" is extra and comes with a high deductible.

Flood insurance is extra and only required by lenders if you are in a flood plain. I'm not, and since I don't have a mortgage, I didn't buy it. I requested a flood insurance quote a few months ago, but they were not writing new policies until hurricane season is over. I didn't expect to have a 500 year flood my first year in my new house. I will get it if my house survives this.

Sinkhole damage is no longer automatically insured unless it is a major occurrence.
 
FastEddieB said:
That's Hurricane Jeanne off my left wing:

15878782560_f42bb6a334_z.jpg


Smooth air and hellacious tailwinds!

8135100193_0bd0732cde_z.jpg
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Ground speed of 221 kts? Yeeee-haaawwww!!!

Stay safe, Florida.
 
Kermit lost a lot of aircraft when he was at tamiami. The storm blew a B17 a good ways and ruined it among other serious damage. It's why he moved to his present Polk city location. Nothing to screw around with regardless of hangar or tie down.
 
Cpt_Kirk said:
All of the Snowbirds are piled up on KAHN's ramp. It was a surprise seeing them this morning. I do believe it will be cancelled, if not already.
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The FBO said it was officially canceled on Tuesday.
 
kayoh190 said:
Are people generally insured against hurricane damage and flooding, or is it like earthquakes where the expense of insuring is so high that most people just roll the dice?
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Flood insurance (at least for flood risk areas) can now only be obtained through a branch of FEMA.... at great expense...rates were legislated to rise about 25% per year a number of years ago when the program was noted to be a big loss leader. I dropped our flood policy for our Cedar Key place this year when the premium reached almost $13K. My neighbors there have pretty much all done the same....we call it "being self insured"...as if that adds some feeling of security. :rolleyes:
 
That grinning skull is all over social media. Yeah, it's real. My son is in FL hunkered down. Embry Riddle flew their planes to Auburn. Afraid lots of GA planes will be damaged - even those hangered when it comes down. This is a MAJOR storm and is going to do lots of damage. Glad I'm in MO and can watch it all on TV -- went thru several during 18 yrs down there.
 
old cfi said:
That grinning skull is all over social media. Yeah, it's real. My son is in FL hunkered down. Embry Riddle flew their planes to Auburn. Afraid lots of GA planes will be damaged - even those hangered when it comes down. This is a MAJOR storm and is going to do lots of damage. Glad I'm in MO and can watch it all on TV -- went thru several during 18 yrs down there.
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Yeah, every tornado, or hurricane culls the fleet a bit. Still, somehow ramp queens rotting in the sun on nearly every airport ramp still remain all over the country.
 
Watching the KMLB barometer drop. It's down to 29.53 from 29.68 a few hours ago.
 
Runway 16-34 at PDK was closed and rapidly filling up with refugee airplanes today.
 
After watching the weather tonight and all the news about Matthew, I believe I prefer the 61 degrees 9MPH winds and .22" rain that we have we have.
 
Dav8or said:
Poor Haiti never gets a break. They are the most ill prepared for these kinds of disasters, but they're broke. Not much they can do about it. It is awful and sad.
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Look on the bright side, they probably won't freeze to death.
 
What I don't understand, with all the damage that will occur, why hasn't the building codes been changed to make buildings that will withstand the storms?
 
Coastal areas in the US have strict building codes, including hurricane straps to hold the roof on. But nothing will hold up to a major hurricane, it's kind of like an F4 tornado that lasts for several hours at your house instead of the typical tornado 2-3 minutes at a given spot.

Mother Nature is much stronger than what man can do against her.
 
Hank S said:
Coastal areas in the US have strict building codes, including hurricane straps to hold the roof on. But nothing will hold up to a major hurricane, it's kind of like an F4 tornado that lasts for several hours at your house instead of the typical tornado 2-3 minutes at a given spot.

Mother Nature is much stronger than what man can do against her.
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A Category 4 hurricane like Matthew is closer to an F2 tornado. A Category 5 like Ivan would be like an F3.

It's quite possible for us to build buildings capable of withstanding even an F5. It just doesn't make financial sense for the majority of buildings. Would you rather spend 3 times more upfront to build something that can withstand a rare event that most probably won't happen , or just rebuild it 2 or 3 times over its lifespan if it ever does?

Things like hospitals and defence buildings is a different story of course.
 
Haven't heard yet from my brother.

Here are the lowest pressures I could find for his place:

KMLB 070947Z AUTO 29041G57KT 1 3/4SM +RA BR FEW010 BKN018 OVC026 26/26 A2896 RMK AO2 PK WND 29057/0946 RAB11 P0011

KMLB 070943Z AUTO 30037G56KT 3SM RA BR FEW011 BKN018 OVC026 26/26 A2896 RMK AO2 PK WND 31056/0923 RAB11 P0005 T02610256

Highest winds I saw were 61kt, much better than the 100 on the TAF.

Curren, and I see PRESRR:

KMLB 071123Z AUTO 25032G50KT 3SM RA BR OVC011 25/25 A2908 RMK AO2 PK WND 26050/1115 PRESRR P0006 T02500250
 
Next bullet to dodge is coastal flooding/tidal surge at points north this afternoon. I think they said high tide was at about 1PM.

Be careful out there!
 
FastEddieB said:
Next bullet to dodge is coastal flooding/tidal surge at points north this afternoon. I think they said high tide was at about 1PM.

Be careful out there!
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NASA really dodged a bullet. It was expected to make landfall as a CAT4/5 right on top of the Cape. Most of their buildings are only designed for CAT2. Only the newer ones are built to handle CAT5. Would have hated to see what the VAB looked like after taking a CAT4/5 to the chest.
 
Finally got a text from my brother. No wind or water damage to his house, a lot of stuff on the ground all over his neighborhood. 230am seemed to be the height of the storm and he had power lines popping and arcing in his back yard. He hasn't made it over to the beach yet to see how things look closer to the water.
 
wrbix said:
Flood insurance (at least for flood risk areas) can now only be obtained through a branch of FEMA.... at great expense...rates were legislated to rise about 25% per year a number of years ago when the program was noted to be a big loss leader.
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Not only did they raise rates, but after Katrina, they redrew flood zones the require more people to pay into the kitty, many of which will never be able to file a flood claim.
 
Inland hasn't been too bad. We're only seeing winds about 35mph. Getting steady rain. Power is still on.

My parents live near Jax so I'm keeping an eye on their situation. Looks like the area from Jax to Savannah might get the worst of it.
 
My son who is in Central Fl has a lot of leaf raking to do, few roof shingles to return to their rightful place, and is glad he has a generator since power has been out for quite awhile. Other than that, he is doing okay.

Over 800 now dead in Haiti with the count expected to rise when they move more mud and destruction. Most people don't realize the biggest killer of human, and pet, lives from a hurricane is from drowning. Storm surge is the biggest culprit and until you've been through it yourself, you don't realize the power of 11 ft. of water coming at you! Hopefully no tornadoes will spring up inland to add to the destruction because after all the rain Matthew brought, tree roots are weak and will give a lot quicker than just from a passing thunderstorm.
 
I was in Leogane, Haiti back in Feb, not far from where the eye just crossed the island. That part of Haiti is only a few feet above sea level. Combine that with people living in 10x10 huts made of plywood and tin and you have an incredible disaster. And the deaths there will continue for weeks and months due to contaminated water and food, disease, infections, etc. Imagine the mosquito population with all that standing water. Zika, dengue, chikungunya, malaria, ......
 
JOhnH said:
I finally decided to chicken out and am driving 40 miles inland to a Marriott. Lucky I found a room that takes pets. My house sits on the intracoastal about 30 miles from where the eye is predicted. An extra 40 miles inland should help a little, plus I presume the Marriott is a little sturdier than my house with the 40 year old, single pane windows.

I'm curious what I will find when I get back. I'm currently trying to get everything up off the floors and away from the windows.
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Hope your home fared well.

No issues other than power outage at home in Cocoa Beach and I'm glad I was able to make up to Daytona to assist my elderly relatives who also made it through just fine.
 
The storm has been downgraded to extra tropical creepy clown level or something like that. At least it's cruising straight east out to sea rather than looping back for a second pass at the Bahamas like predicted a few days ago.
 
Got lucky, it stayed just off the coast, if 20 miles further west and it would have been messy. KFPR was without power until yesterday afternoon, the power lines SE of 32 came down.
 
jaybee said:
Hope your home fared well.

No issues other than power outage at home in Cocoa Beach and I'm glad I was able to make up to Daytona to assist my elderly relatives who also made it through just fine.
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We still dont have power, but the home fared well. A neighbor's tree took a few screens out of our lanai, and we have tons of debri on the yard but all in all, we were very lucky.
 
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