CFI Responsibility

You are unlikely to find a flight school that allows their employees to provide instruction in aircraft not owned by the flight school if they don’t have insurance to cover the accident.
If it is a Flight Review, we take the risk. If it is going to be ongoing training, we require the school to be named as additional insured with a waiver of subrogation. It has never been a problem with insurance companies - apparently they are pleased when their customers get additional flight instruction.
 
If it is a Flight Review, we take the risk. If it is going to be ongoing training, we require the school to be named as additional insured with a waiver of subrogation. It has never been a problem with insurance companies - apparently they are pleased when their customers get additional flight instruction.
You really need to read what the insurance is extending you and assess your risk. It’s why many CFI policies have insurance with additional coverage for negligent instruction.
 
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