Pet insurance? Absolutely! Mine are insured by Smith & Weston
My favorite line when vet bills come up: "There is a five cent solution . . ."
Of course, the kids did not buy it when we found out the rescue mutt needed both ACL's. But I did make them decide: "Disney trip or the dog?" I think the vet gave us a twofer discount when I told him that story. And yes, we still went to Orlando, just two years later.