Threshold lights allow you TO LAND. The threshold lights are as good as seeing the runway as far as the regs are concerned. The DA/MDA/100' stuff only applies to approach lights (and their terminating bars).
Of course having seen an approach where one actually needs that extra 100' down, it's cutting things really really thin to worry about terminating bars vs threshold lights.
That last 100' happens pretty fast and you really need to go around right-frickin-now if what you're seeing 100' above the touchdown zone isn't looking good. You're down where you're going to start playing with light poles and other structures up close and personal if you screw anything up that that point.
Thankfully with so little IMC out here, I got to see that in the fog with
@jesse during training and another one which was almost that low, and there's really no time to be screwing around down there.
See approach lights, okay... you get 100' more... but don't be dallying if it doesn't improve. If the runway doesn't appear... Get up and out. Now.
And don't be farting around going below 100', be ready with that throttle.
And if you go missed and things THEN appear, unless you're literally out of gas, don't try it. Go missed.
It happens quick. If you're single pilot, I joke that you get about "two looks", one at 150' and one right before 100' and you either land or go. Not much time for anything else.
And in your head, you're really planning to go missed. The runway showing up is a tiny welcome surprise and you transition to landing immediately.
And in those kind of conditions, it might disappear again before you land. You're still prepped mentally to go missed.
I really appreciated that experience in very controlled conditions. (River fog, all surrounding airports were severe clear and VFR.) It showed a little bit of how silly that reg is, single-pilot, in many ways.
You might not even really want to avail yourself of that extra 100' depending on conditions of environment, aircraft, and pilot. A whole lot of stuff can go wrong at 100' AGL in soup. Just sayin'.