Brad Z
Final Approach
Ok, stupid question time.
I have always understood and believed without question that certificated VFR pilots could not fly above the clouds if the ground was not visible in any direction.
Have I been wrong all this time?
As others have mentioned, you've been assuming wrong.
I feel bad that in all the time you've been flying as a PP, you've been bouncing around below the scattered cumulus layer, rather than above it, where it's nice smooth and cool.