I don’t think very many people would plan a trip depending upon terminals as their reserved hotel rooms. We’re talking about being weathered in or otherwise stuck somewhere overnight.
I can promise you that at our airport, if you landed at 2AM and needed fuel, had mechanical trouble or were weathered in, you could call the phone number on the door, and the airport manager would CHEERFULLY get out of bed and come to the airport to let you in the lounge, give you a courtesy car, fuel up your plane and if a storm were blowing up he would be trying to find somewhere to stash your plane out of the weather. That’s one of the many reasons there are Best Airport awards hanging on the wall. Southern hospitality at its finest.