Quicken Alternative

My connections expire tomorrow. Will probably go a month and then (maybe) renew. The only connection I use it updating stock quotes.

My advisor got me setup on this thing called eMoney. It’s ok but does not allow me to split a paycheck. I hear that YNAB has the same problem. I get that these programs are focused on helping you manage your cashflow, but I am too much of an accountant to be that simplistic. So far, Quicken it is.
 
NealRomeoGolf said:
The only connection I use it updating stock quotes.
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You can do exactly that without a subscription. I posted that earlier. Yahoo quotes, export to a csv file, clean it up in a spreadsheet app, then import into Quicken. You can do this for many years, without paying Quicken a penny.
 
NealRomeoGolf said:
My connections expire tomorrow. Will probably go a month and then (maybe) renew. The only connection I use it updating stock quotes.

My advisor got me setup on this thing called eMoney. It’s ok but does not allow me to split a paycheck. I hear that YNAB has the same problem. I get that these programs are focused on helping you manage your cashflow, but I am too much of an accountant to be that simplistic. So far, Quicken it is.
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YNAB can split transactions.
 
NealRomeoGolf said:
Based on some forum postings it seemed possible but laborious. Not true?
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click the split button and it gives you multiple entries and it even tallies the balance until you make it zero with the sum of the entries. Can't see how it could be much easier. This is the cloud version.

YNAB is not for everyone. It took me awhile to "get" their approach, and frankly I hate that it's cloud.

Screen Shot 2020-01-26 at 4.40.18 PM.png
 
1. Apache OFBiz
2. FrontAccounting
3. Openmiracle
4. GnuCash
5. Akaunting
6. LedgerSMB
7. Compiere ERP
8. Manager
9. Frappe Accounting
10. Grisbi
 
Quicken is trying to entice me with a measley 10% off because of my April 30th expiration. I can hold out! I am looking at Moneydance any way.
 
I hate the "Subscription Model"... should be called the "Extortion Model." I've been using Sibelius (I'm a professional musican) for decades, and have been perfectly happy using 2.0, which was the last version I purchased (decades ago). Just explored the possibility of upgrading. I'd rather pay a few hundred dollars for great software, and then another few hundred years later if they made a few hundred dollars worth of IMPROVEMENTS, but to get locked into paying $100/year or whatever it is forever.. NOPE.. NOPE... NOPE NOPE NOPENOPENOPE.
 
flhrci said:
Quicken is trying to entice me with a measley 10% off because of my April 30th expiration. I can hold out! I am looking at Moneydance any way.
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I've got years of Quicken data. Never bothered to upgrade from Quicken 2007 on the Mac. I understand the subscription model - it's a consistent revenue stream. Doesn't mean I have to agree to it when the vendor holds your data hostage.
 
I've gone two months now subscription free on Quicken. Their permanent renewal reminder banners are annoying but if the screen is big enough they stay out of the way. I hate not having auto stock price updates but for now I will stay subscriptionless.
 
2 days left and they are offering me 25% off. I can hold out longer. LOL
 
MuseChaser said:
I hate the "Subscription Model"... should be called the "Extortion Model." I've been using Sibelius (I'm a professional musican) for decades, and have been perfectly happy using 2.0, which was the last version I purchased (decades ago). Just explored the possibility of upgrading. I'd rather pay a few hundred dollars for great software, and then another few hundred years later if they made a few hundred dollars worth of IMPROVEMENTS, but to get locked into paying $100/year or whatever it is forever.. NOPE.. NOPE... NOPE NOPE NOPENOPENOPE.
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Industry figured out lots of people put it on autopilot and mindlessly pay. More stable income to keep paying developers even if they release junk. :)
 
flhrci said:
Quicken is trying to entice me with a measley 10% off because of my April 30th expiration. I can hold out! I am looking at Moneydance any way.
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I have been running Moneydance and Quickin side by side for the past two months- meh! The new download version of Quicken is $39.00, money dance is $45.00.
 
Ventucky Red said:
I have been running Moneydance and Quickin side by side for the past two months- meh! The new download version of Quicken is $39.00, money dance is $45.00.
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Quicken is annual fee, correct? Is MoneyDance annual or one-time?
 
flhrci said:
Any noticeable insights between the two?
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They both do the same thing.. simple check register and keeping tract of accounts... some assembly require where quick books is plug and play.

murphey said:
Quicken is annual fee, correct? Is MoneyDance annual or one-time?
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Moneydance is one time. Fro Quicken, from what I understood this is a one time spend... now will they come back in one or two years and sunset some features and say I need to upgrade? Maybe, that is why I am running them both side by side, they pull that and it is adios.
 
Ventucky Red said:
They both do the same thing.. simple check register and keeping tract of accounts... some assembly require where quick books is plug and play.



Moneydance is one time. Fro Quicken, from what I understood this is a one time spend... now will they come back in one or two years and sunset some features and say I need to upgrade? Maybe, that is why I am running them both side by side, they pull that and it is adios.
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Quicken is forcing me into an annual subscription if I want to keep downloading transactions. I think I'm going to decline that.
 
Fallsrider said:
Quicken is forcing me into an annual subscription if I want to keep downloading transactions. I think I'm going to decline that.
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Oh snap... they bamboozled me, it is a subscription.. Oh well, I guess when couple 10K folks stop using it they'll figure it out
 
Fallsrider said:
Quicken is forcing me into an annual subscription if I want to keep downloading transactions. I think I'm going to decline that.
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There were like three or four companies doing transaction gathering until recently. One gobbled another. Intuit has theirs and then there’s only two left. All charge monthly fees to anybody using them directly or indirectly.

I assume Moneydance doesn’t have one or they rolled their own. Haven’t looked in a while.

YNAB just made everyone reauthenticate with the one who gobbled. I forget the name. Last week.
 
Reviving to ask Any one got a good alternative yet? Quicken is up for renewal.
 
NealRomeoGolf said:
I gave up and started paying for Quicken again.
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I did that last year and the quality went down hill. I can only download transactions from my bank by exporting them from their website. The Direct Connect quit working and the back won't disenroll and reenroll me.
 
flhrci said:
I did that last year and the quality went down hill. I can only download transactions from my bank by exporting them from their website. The Direct Connect quit working and the back won't disenroll and reenroll me.
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I have that problem on one of my credit cards but not the other. Go figure.
 
denverpilot said:
Industry figured out lots of people put it on autopilot and mindlessly pay. More stable income to keep paying developers even if they release junk. :)
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More like "keep paying bonuses to management and dividends for shareholders". Microsoft. Etc.

It's not just that industry. I dumped my HVAC contractor after they made all the service contracts auto-renewing "at whatever the current price is" and you must keep a credit card on-file. You need to cancel 60 days in advance, even before you know what the "current price" will be. The big "security system" companies - like ADT - have a similar model. Likewise other providers.

That and the ubiquitous "binding arbitration" have become the standard for business these days.
 
Quicken hasn't said anything about forcing me from my "owned" copy to a subscription based program, and it just updated today. Who knows? I don't really need it and if they want money in the future I'll just quit using it. It's more a convenience than a "got to have" for me.
 
I have a fairly complicated financial situation (multiple financial institutions primarily) and Personal Capital is the only one that automagically tracks almost all of them. The one worry I have is if they get hacked, all of my financial logins and passwords are at risk...
 
RudyP said:
I have a fairly complicated financial situation (multiple financial institutions primarily) and Personal Capital is the only one that automagically tracks almost all of them. The one worry I have is if they get hacked, all of my financial logins and passwords are at risk...
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They didn’t start spam calling you instantly wanting to advise you and sell you their crap? That was my experience with them and I didn’t even enter all my accounts. Super annoying.

I did give them their own email address so I’ll know if they eventually get into dire straits and sell it trying to stay afloat.
 
denverpilot said:
They didn’t start spam calling you instantly wanting to advise you and sell you their crap? That was my experience with them and I didn’t even enter all my accounts. Super annoying.

I did give them their own email address so I’ll know if they eventually get into dire straits and sell it trying to stay afloat.
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No spam email at all, occasional phone calls (maybe every other month) to pitch their financial advisor services but I don't answer phone calls anyway so I don't care.
 
denverpilot said:
They didn’t start spam calling you instantly wanting to advise you and sell you their crap? That was my experience with them and I didn’t even enter all my accounts. Super annoying.
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Ditto...
 
I still have an “owned” copy on a computer that is long in tooth, so have been incrementally converting to Excel. Trading off all the Q bells and whistles for full control. Still a work in progress.
 
There is also the open source GnuCash. Not nearly as pretty or polished as the professional offerings, but free, multi-platform and handles foreign currency or cryptocurrency trading much better than the others using the concept of trading accounts. Full double entry accounting.
 
I'm running Quicken 2002 on a Windows 10 machine. No problems so far, but I just use it as a check register and don't do any downloading with it.
 
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