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Mantis Toboggan, MD
There are many variables besides where the little wheel is mounted. From personal observation of others and paying my own bill, RV rates seem pretty even across the board with experience, age, and (of course) hull value having a larger effect than nosewheel/tailwheel alone. FWIW, I have never worried about my rates going up when I "see a taildragger crash." Rates for less popular airplanes may be more affected by single events. From another point of view, at least for a time there were more tricycle RV's flipping over on landing than taildraggers...but that doesn't fit the narrative.But don't try to argue that tailwheel planes are currently less expensive to insure, they aren't. People who have recently tried to insure them have reported this over and over again.
Nauga,
skimming the anecdata