Well, once upon a time, NY approach put me in Farmingdale's airspace (which was my destination), told me to contact tower. Tower claimed to have no idea I was there and was unhappy I was near his pattern and wanted to bust me. A face to face meeting with the tower controller followed, We reviewed what happened and he made it clear that he owned his airspace and approach had no business putting someone there without coordination. Frankly, i believed the tower controller, he'd already been on the phone to approach to complain and ask for a review of the tapes.
Ever since then, I've been shy about being inside D space unless I'm talking to the tower.