1. I cannot fly in icing conditions as the C172 is not certified for FIKI - Easy enough
2. Known icing conditions are conditions where icing may be expected to be observed or reported - Observed and reported is key. No PIREPs = No Known Icing from a legal standpoint. Doesn't mean there isn't ice, just means it isn't "Known"
3. No deicing equipment, but I do have antiicing equipment in the form of pitot heat - Good, when do you use pitot heat? Also don't forget windshield defrost. Just because you aren't FIKI and avoid known ice, doesn't mean you may never encounter it.
4. Get out of the icing conditions - climb/descend below the freezing level, get out of any visible moisture. In terms of actual flying, if I build up ice then best course of action is to keep my speeds up, keep the airplane clean as long as possible to avoid further ice buildup, and land. - Real World Scenario for you. You are above an overcast layer inbound to your destination. Temperature is below freezing, but there is no other traffic in the area so no PIREPs. The initial altitude for the approach is 3,000 MSL, but you are just above the tops at 4,000. ATC clears you to descend to 3,000, direct the IAF, once established on the approach, cleared for the approach. When do you descend?
5. Check for freezing AIRMETS, PIREPs, various weather charts available to me, check if there's visible moisture and temps below 10C, etc. Learn how to use the Skew-T chart. Aside from PIREPs, it is one of the best ways to predict ice. Nice thing is with the Skew-T, you can not only predict ice, you can figure out if a certain altitude may work better. There may be ice at 5,000, but not at 4,000 or 6,000.