I'd call to tell them I'd be descending out of their airspace by a certain fix and ask for lower to get there. Normally I would break out well above MOCA since low ceilings were pretty rare, but even the two times I did not, I heard nothing from ATC about it like "can't do that" or "call this number", I'd just drop out of their airspace. I guess there are enough people who do it in the area (everyone I knew with a runway around had a roll your own approach, they were the ones that explained the legality, incorrectly) that they kinda gave up in it.