I don't know where you get this idea that I want to stay above MSA while shooting an approach. Without getting into some kind of internet ****ing match, you seem to always want to add stuff into discussions that wasn't there or change the terms of the discussion. I don't know if its a reading comprehension problem or you just have "off days" a lot or what...
The original poster asked what do I do if I lose NAV since I need to have NAV for the missed approach. In the scenario given he was on approach, inside the FAF so we can safely assume he was currently in the protected area that the course provides and had the wind correction to stay on that course. So he loses NAV, the appropriate response would be to climb to MSA on course, as that is exactly what it is there for. The only variables in this situation is what is the MSA predicated on, which on an RNAV is most likely a RNAV waypoint. Since he's inside the waypoint it is pretty safe to assume without looking the plate that he is within a couple of miles, probably 5, of that waypoint and presumably at 90 knots in a bugsmasher he will stay within that normally sized 25 nm circle, that we call an MSA, for roughly at least 13 minutes which is plenty of time to make radio calls and sort things out, change navigation source, get vectors, etc, etc, Shoot for that matter even in an RJ at 200 knots you got roughly 5 minutes to get it together.
So while you might not know exactly where you are when you lose your NAV, you should know roughly where you were - past the FAF and before the runway and you can reasonably SWAG that a climb to the MSA will keep you safe for long enough to figure out what to do next.
I mean really this is all pretty basic instrument flying. I guess if no one ever explained to you how to use the MSA you might not be able to connect the dots but really the term Minimum Safe Altitude itself is pretty self explanatory... in absence of any other directions climb to MSA.