The stall warning comes on five to ten MPH/knots before the actual stall. Blaring doesn't mean stalling. It's pretty much impossible to stall most ordinary airplanes in the flare; the angle of attack isn't nearly high enough.
Airplanes whose "tails quit flying" mostly don't get certified. The early 177s had that issue and they had to have a slot put in the stabilator to stop it. The older 182s had a bad habit of hammering the nose down, and I think it was because the main wheels were just a bit too far aft. A bit of power makes it a lot easier. The R182 (182RG) had the mains further forward and it landed like a pussycat.
Well I was thinking more in terms of a heavy wind for the Cessnas. You can roll forever with the nose in the air with a little power in a 15 knot headwind at landing.
I don’t see many 182s where the tail gave up and honked the nose gear down. It’s usually that the pilot is reluctant for whatever reason to keep coming all the way back with the yoke after touchdown.
Usually with the excuse that it’s “too heavy” when they easily did it during “Flight controls free and correct” just before their run-up to go flying in the first place.
You usually can “fly the nose gear on” softly if you try in Skyhawks and Skylanes but they’re often a tad nose heavy when loaded for the typical training flight with two aboard and somewhere between full and half tanks, so you have to get that yoke back.
That’s one of the indications I can tell I’m getting lazy on landings in ours. The nose wheel will plop on. Not hard, just kinda “thump”. It means I wasn’t fast enough on that yoke to the rear which means I relaxed at landing instead of following through.
(I’ll often also notice the ailerons aren’t hard over at the stops in the direction of the cross wind component when I see the nose thump down. For me the relaxing and lack of follow through happens for the entire yoke when I get lazy.)
The aft main wheels theory is a good one though. Probably combined with the typical two person loading it doesn’t help. But we’re almost always way forward on the W&B chart too. I’ve seen people recommend tossing a tool box in the back of the baggage area to help a touch with that. Any rearward loading helps make for nice landings in a 182.