I think your advice is exactly right, with the exception that my wife will be going for her IFR rating soon.
And here is my annual reminder for those that never heard, or have forgotten: I lost my medical in 1980. I was out of flying until my wife suddenly decided at age 53 that she wanted to learn to fly. That was one of the best days of my life. She did so well that I bought her a 172 on completion of her ppl. We have been a flying team ever since. Even if we have had an argument, when we climb in the plane, safe and fun flying is all that matters, and at the end of any flight, any argument we had is forgotten.
We have had a blast, but we do like to take a lot of long VFR x-countries, so we bought a faster airplane. The GPS will be primarily to make those long trips easier. But she does want to get her IFR license so that we don't get stranded so often, or for so long. But generally, there are two of us flying, even though I am no longer licensed, so that is why your recommendation is probably the right one.