So that does bring up an interesting point about pilot passengers versus non-pilot passengers. Even if I went down the road of asking for waivers to be signed by passengers , I would almost certainly exclude pilots. Perhaps it is faulty logic but the way I see it if the plane goes down and a pilot was sitting next to me and the issue is pilot error then he/she is just as "guilty" for letting whatever happen while they were sitting next to me. I ESPECIALLY like flying with CFIs or basically any pilot with higher ratings than me (which is not difficult
to do) since by my (perhaps faulty) reasoning the focus of incompetence would shift even more so in their direction.
Plan A is still to make sure I don't crash. As others have pointed out, we have pretty much the same issues when we drive around others in our cars. We can't stop living. If we get sued we get sued.