No you get some hours free. I forgot how many, but I think it was like ten hours. If I followed the details from the aviation attorney I used, the system is like insurance. The lawyers make claims to AOPA, AOPA pays the bills based on the "premiums" paid by the members who elect coverage.
Tim
I went and looked it up.
https://pilot-protection-services.aopa.org/pps-plan-details
The assumption here is that one could get all of those things, not just one of them, in a year. But who knows. It doesn't say on the web page.
If you look at it with a statistician's eye, you'll see that legal things that large numbers of pilots could actually use, like aircraft purchases, is limited to half an hour of time.
Stuff like full appeals to the NTSB looks better but is limited to 50 hours, and you're going to pay 20% up to a rate of $210 an hour.
They don't say if the attorneys good enough to go before the NTSB charge more than that, and if it's a team, 50 hours will be gone in a heartbeat, since they'll include paralegal's time, etc.
I chuckled at "NTSB Judge". There is no such thing. That's an Administrative Law Judge and they don't work for the NTSB. You'd think they'd get the terminology right in their web page.
So, it looks like it would take the "sting" out of certain things, for sure, and for a reasonable cost. But you'd pay them about $4000 over a lifetime (I went with 40 years for that number) at the "Plus"/career level and likely never get more than a few half hour sessions to look at aircraft sales paperwork.
What percentage of pilots are violated for anything? How many at each level shown?
There's the number you need to determine if it's worth it.
I was actually doing some NTSB lookups the other day. The complete docket since 2000 wasn't even 1000 cases as I recall. And nowhere near all of them were pilot enforcement.
For the stuff that was even FAA related, about 2/3 of it was mechanics and entities being fined for mechanical infractions, it looked like to me.
(I was hunting for a particular case, but the little table will search by FAR violated, so if someone is bored, have at it.)
If you remove the blatant stuff and you're mostly coloring within the lines, the chance you're going before the full NTSB or even an ALJ is down around 0 percent for high values of 0.
Especially with the recent guidance that enforcement isn't as good as re-training.
For the non-pros that deal is even worse. You pay half of what the pros do and see nearly zero cases in the case history for Private pilots.