I had a long talk with this guy. He has always wanted to fly, never took any flight lessons but did get the 'certification' required for operating out of a privately owned popular hang gliding mtn. (The cert is from a nationally-recognized HG org) When I asked him, as example, how he determined CG he gave me the quizzical stare and shoulder shrug.
His most current mishap--when the wires snapped--was in an acro model and he currently has suit against that mfg. My opinion is he labors under the notion that he's competent. His opinion is if weren't for faulty design he would be still flying. When I mentioned his accident previous to that he smiled and said now he knows better...but plans to continue aerobatics.
Another guy I knew was active in the local EAA. His 1st flight test he lost power after rotation because of fuel delivery problem. Broke both ankles. After completion of repairs to skin and tin, he made his 2nd flight test. He had forgot to reconnect pitch controls and stalled into a post crash fire. He died.
What those two have in common is the determination of the pilot/builder to kill himself, however unintentional.