I've got a bunch of friends who've got stories...
One had a mid-air. Landed at an airport, the other aircraft landed on a automotive race track below the accident location.
Another has had two engine outs, one at night over a city, managed to land on a street and hit a light pole, second one was rural, landed on a dirt road, third was almost today... massive oil leak, made it to an airport.
Another has had two engine outs in singles, one was at night turning base to final on an XC, offset runways, slid over to the closer one and landed. The other, the engine ate itself while he was giving instrument training to a student at night, managed to make a 180 and land on the airport they'd just gone missed from.
And then there's my 40,000+ hour CFI who hasn't ever had one. A few precautionary shutdowns in multis, but not a one of those turned out to be a real mechanical problem ( stuff like false fire warnings, etc. ).
I just fly like it's going to happen. Not if, when.