This Is me: From Kaiser Health news:
Q. I don’t qualify for a subsidy, and my premium is going way up for what the insurer tells me is a comparable policy. Why is that?
A. Insurers base premiums on a number of factors, including medical inflation and the cost of implementing insurance rules. A report on the California market done by Cosway at Milliman estimated that medical inflation and changes from the health law could
add about 30 percent to the average premium in California. The biggest chunk of the increase was attributed to insurers being required to accept everyone, even those who are ill.That requirement polls well with the public. But it makes insurers nervous because they can no longer reject the costliest patients. While consumers like George Anders of California says he supports the concept, he’s not happy that his current plan is being discontinued. Anders, a contributing writer for Forbes and author of a critique of HMOs called
Health Against Wealth, said the premiums for a new policy that covers him, his wife and two children will about double, although his annual deductible may go down. “As a social policy, I’m glad to see everyone get coverage, but if you’re going to add cost to the system, I’d like to see it spread equitably,” perhaps through an across-the-board tax, rather than just hitting policyholders, he said.
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My premium went up $150 a month, deductible doubled to 6K, I am personally covered for my own pregnancy, this is just another tax. I already pay for drug dealer's cellphones. Now despite the fat that I have maintained coverage continuously for years and years, I am being made to pay for the person who thinks, Hmm. I'm not feeling so good I better go by healthcare coverage....
I was lied to and I know it. Hope and Change are not destinations.