I just left KMEM a couple of weeks ago. I went into the clag immediately on the climb out and there was not one break until I was at 14K. The sky was SOLID overcast with light rain in every direction for 200 NM. The point is there are circumstances where even a pilot that likes to remain visual is going IMC if they fly IFR. In those cases the tools are great to have vs. nothing.
What do you do on those days?
I play pipeline pilot and stay underneath or I don't go if it's full of embedded T-storms.