The FAA's, which suggest 1.4-1.5 Vs0, slowing to 1.3 Vs0 for the final visual segment. Flying the final segment of an instrument approach at nearly twice Vs0 unnecessarily complicates what you need to do when you break out visually at MDA or near DA. It's an advanced maneuver which need not be attempted until you are pretty comfortable with flying approaches in actual instrument conditions.
I think a lot depends on what you're used to. I was taught to fly approaches in a 172 at 90 knots, so I'm used to it, and none of the CFIIs I've flown with since has ever complained about it.