First off, you said new truck, and then car. Two different tires intended for different performance. That said, the smaller the tire's volume, the higher the air pressure must be to adequately support the heavier load. Hence, the XL rating. Sounds like your "buddy" (wink, wink) bought a fancy urban mall-crawler powder puff rig with some bling-bling 22s on it, and if he thumps a speed bump or a pothole too hard he's gonna dent up his rims. Tell your "buddy" (wink, wink, wink) to get a real truck that rolls on tires that have functional sidewalls vs one that's made to pound pavement at 85 mph and then he can put some big ol' Super Swampers on it, run 'em at 16 lbs, and not have to worry about getting stuck at the Starbuck's drive-through.