As far as insurance is concerned there are 2 important items to remember when it comes to turbines:
Hot Starts are never covered.
Foreign Object Damage claims are only covered when the foreign object came from outside the engine. So if a bolt comes lose from the engine inlet and goes through the turbine - NONE of the claim is covered - all policies treat that as mechanical failure of the entire engine as a unit.
Best,
AG
True-Course Aviation Insurance
Thanks for that. So, seems the fail proof systems must not be so fail proof if you can't buy the product; there must be no profit to be made. Then I wonder why turbine time is a requirement/significant actuarial statistic of the insurance company? The higher performance? Engine destruction in a botched landing that goes over the nose I know for fact is covered, but it is expensive to insure a turbine ag plane. My buddy had to do 100,000 acres to crack the nut on his 502 operation.
I never saw a hot start claim, just theoretical. I think the big expensive engines are typically leased and if they blow up, repairs from the lessor should be contracted in the lease I would hope. Are airlines in anyway protected? Can a hand full of incompetent operators bankrupt a company? Surely not, no? Hard to imagine, but I think that comes with a 7-9% 100 hr type/ hull premium as you see on commercial policies.
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