I can only speak for my family, but, I Retired at 42, and my wife retired at 28! It is much easier than most believe, but, you cannot follow a traditional track. You have to stair step your way up housing, cars, etc. you cannot take a passive interest in your finances. Forgo traditional 401K’s, and learn about the stock markets, bonds, real estate, etc.
In America, we are way to passive!
Go to college, they will teach you what you need!
Invest in a 401K, or TSP, etc, they will grow your money!
Put your kids in school, they will teach your kids what they need to become a functional citizen!
Way to passive for me!
I joined the Army at 17, left at 42 and realized long ago that the USA is stacked against you!
It is my job, my kids job, to keep as much of my income as possible and only spend it where and when I want. We are bombarded with reasons to spend money, ****** houses, college, clothing, etc.
We moved from slavery (thank goodness) to indebted servants!
Life is very much like aviation. You finally can afford a plane and everyone wants a piece of the pie from you as you use it.
Financial independence and retired early is the greatest gift I hope to give my children, but, when I talk about it, people think I’m nuts. As they cannot understand it.