Remember that Va isn't required for any turbulence, so saying you need to descend at or below Va isn't by itself true. I'm usually descending closer to Vno, and if I'm worried about turbulence, I pull back on the yoke just a hair to ease the descent and reduce speed. I also find most planes need to be pointed pretty heavily towards the earth to get into the yellow arc - drag just gets in the way.
Where Va becomes a concern structurally is severe turbulence. Light to moderate you're fine being above Va and below Vno. The yellow arc is where you need to make sure you're in smooth air. Only once have I needed to reduce to Va for turbulence.
The only plane I've flown with a restriction for moderate turbulence was the Commander 690A. Those large wings had snapped off in a few cases, and there was a restriction of 180 KIAS or less in moderate turbulence. I forget Va, I think it was around 140. One Cessna 402 had its wings fall off, but that was around a 30k hour airframe IIRC, and a freight dog.
Overall, you only hear of wings snapping off when people are doing something extraordinarily stupid, like aerobatic maneuvers at high speed in an airplane not so equipped.