Fearless Tower
Touchdown! Greaser!
If you have a policy for your own plane it usually covers renting as well. Its a good idea to check first of course. My cessna is insured with AOPA and they told me I'm covered for rentals as well as loans of aircraft from friends as long as I'm qualified and current.
Frank
And usually only covered up to the hull amount that your own airplane is insured for.
IOW, if you have a 1960s 172 insured for $30k, don't expect your insurance to cover you if you ball up a rental Cirrus.