I'm very much about mitigating risk. While obviously I have confidence I am able to fly approaches to minimums, I prefer to gradually get to that point while solo. So flew in some IMC today, high ceiling but got to experience flying in the clouds and it was a bit different than wearing the foggles. Overall very fun and look forward to some lower ceilings and then shooting some approaches solo.
I won't fault anyone for caution, that's for sure!
I don't know what it's like in OK, but here if I pass up a chance at flyable IMC I regret it because it might be a long time before the next opportunity comes up. A couple of Sundays ago we had persistent low ceilings throughout the morning, but unfortunately I was committed to a hike (couldn't cancel, as 3 people were counting on using my car for spotting purposes). And that was the only opportunity in the last two months!
Well, until today, sort of. The forecast was for persistent BKN-OVC010 or so, I got up at 0500 and was out the door by 0800 (being in a community hangar, I have to wait for the FBO owner to arrive to pull me out). By the time I was in the air, it was already scattering out!
I refused to accept defeat and begged ATC for a clearance to Concord, NH, where the reports said it was still socked in. I got there in a half hour and did manage to get a couple of approaches in before the field went VFR, but frankly I hesitate to log them as I was in and out of the clouds. Ditto for the approach I shot after that at Rochester, NH.
It's kind of the story of my life here as an instrument pilot, chasing the low weather to no avail and never really getting in any good instrument practice.
All that to point out that it's very difficult to stay proficient by shooting approaches in actual, at least in many areas, because of lack of flyable IFR weather. I suspect the southern plains might have a lot of convective weather and very little that's benign enough to fly in. If that's the case, and good weather comes along and you don't feel confident enough to do it by yourself, grab a CFII but whatever you do, don't let the opportunity pass!