Even in the relatively warmer waters of the gulf, ditching in the winter, and the colder months still carries the risk of hypothermia. I forget the actual numbers but it can be pretty quick. I think the glide ratios are a start but I would put in a much larger pucker factor as that assumes you are headed toward the shore when you lose engine, and also assumes that the shore near you is beach front and not something else such as rocks, cliffs or some other natural or artificial obstruction. For me unless I have to I stay overland or as close to land as possible, which given my location is difficult but not impossible. Furthermore, from some of the articles I have read on ditching and ditching instruction, as well as my experience in the air force, even assuming the plane does not flip over during the ditching, getting life jackets on after ditching is not an easy task, and so having them on you as a precaution is recommended by most experts.