Understand all those goals but the operational reality of instrument flight is that quite often you'll enter a layer that you don't expect to be in for long and the flight terminates with an ILS close to minimums. Once the clouds start coming down, they often times continue to do so.
I also understand the desire not to dump a bunch of money into a low value airplane (I have the same problem with the Flybaby) the problem though is $100k airplane or $10k airplane avionics cost basically the same and you need a certain level of equipment to do things.
I wouldn't' make the habit out of using it for instrument conditions at all without the equipment I would feel is required. You're free to do whatever you'd like though
The other part to consider, is that if you use it once in a rare occasion to go through some thin layer that probably means you're not staying current to actually utilize your instrument rating regardless of the equipment.
I don't have the stats - but if I had to guess - I'd figure less than 10% of the people who get instrument ratings and aren't professional pilots remain competent to fly on instruments three years after their checkride. I see it time and time again. Someone wants an instrument rating, they barely have the right equipment for it, they pass their checkride and they never use the certificate and a few years later they've forgotten everything. Then they show up wanting an IPC and are disappointed when they realize it's going to take a good ten hours of training to get them up to speed.
I had a guy come to me a few weeks ago looking to get an instrument rating so that he can use it "once in awhile if he needs to". He had a Cherokee 140 with no markers, no GPS, no ADF, no DME no glideslope, a single VOR, and a single COM radio. I told him we can't do it unless he upgrades his equipment and gave him a list of what we could get done to do it at the minimum budget and a list of things to buy to do it right.
He was frustrated to learn that he had to put a bunch of money into his airplane that's "not worth much" to be able to have an instrument rating to use "once and awhile when the weather gets bad". He decided to do the minimum set of equipment.
The problem with his plan is that flying instruments with his minimum set of equipment is going to be a giant pain in the ass which means he's not actually going to use his instrument rating when he is done and won't have any instrument skills a few years after his checkride.
I'm not saying you fit into the above profile but it's quite common. Do you even know how well your venturi gyros work? I suspect you'll discover once you get to flying it under the hood during training that they don't work very well at all.
If it were mine - and I'm not rich by any means - and I wanted to use it for *ANY* sort of instrument flying I would put an IFR GPS in and at minimum an electric AI and electric DG (keep the venturi driven AI). If I had some extra money in my pocket I'd skip the above and drop an IFR GPS in and an Aspen.
Just please keep in mind there really is no such thing as only using your instrument rating on the rare occasion that you need to go through a thin layer. Often times that thin layer will become a thick layer. And if you're not using your IR often you won't retain the skill to do it anyhow.
I advise all my students to file IFR *EVERYWHERE* they go over 25 miles for at least the first year after they finish their rating. That will "burn in" their new instrument skills. Those that do show up and actually can pass an IPC after six months.
Those that don't, and just planned on using it months later if they needed to go through a thin layer, are by no means competent to go through any layer after about a year after their checkride pass.
Just some thoughts from an instrument instructor that has flown most levels of "equipment"..and has given a lot of training in poorly equipped airplanes. I've flown plenty of older 172s with venturi gyros and I've yet to see one that works well enough that I'd enter any layer with it. Perhaps if you rebuilt those gyros it'd be better but if you're going to put money into it you might as well do it right.
You're making a REALLY good decision putting a GTN650 in. That will make flying IFR a pretty simple thing to do which means you'll do it more often. I'd suggest you put the extra money into decent gyros as well. But..your money your plane