Did you consider ground sourced heat pumps? Lower operating cost, higher initial cost. Supposed to break even in 3-10 yrs, depending on electricity cost.
The man opted for 14SEER prehistoric technology, I don't think he was in the mood to start digging up his yard. A 5 ton ground source system requires either a mile of ditch or multiple bore holes.
I have two ground source units (3t and 5t), mostly because the guy who built the house 18 years ago was a geek. Compared with a high efficiency (18 or 20 SEER) air-air, the energy savings don't make up for the high up-front investment. Just had to replace one of the units, the cost for the box itself is eye-watering compared with a air-air split of identical capacity. Only few companies that make those units.
That being said, my next house will have ground source. But it'll be a 3 bdrm low energy ranch in the trees, overall just much less need for heating and cooling capacity.