Tell us your experiences, don't sit there and discredit mine. The only time covers might let the OP down are after freeze-thaw-freeze or after freezing rain. Wing covers are susceptible to leaks and condensation like anything in that weather. It rarely requires de-ice fluids, at least with solid nylon covers. All bets are off if you use mesh covers in near-freezing temps. Wing covers do require some attention. Get them off if the winds start to blow. How well your covers fit will determine how much wind they can take before they flap around and beat on your paint. The same is true for windscreen covers. They trap dust and grit and will craze your plexiglass if you aren't careful but with some care it works better than not using one.
Here's my plane now. The snow caught me off guard. I'll probably beg a little hangar time to install the skis and that'll allow the ice to release from the plane. Otherwise I could try to de-ice but at this point it isn't practical. A space heater and a blue tarp to tent a wing would be a better option. I have a answer for that problem, too. Necessity is the mother of invention. Fun with airplanes!