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  1. Jon Howard

    Whatever happened to Civility

    I think civility started dying in the late 80's and early 90's. You can hear in the song lyrics. Those of us for whom those years were formative are largely to blame as we started losing the skills and failed to pass them on to our children. We like to think that we have the skills - but we...
  2. Jon Howard

    Best plane for first time plane owner?

    Cherokee 180 or a 180 hp Cessna 172 would by my top choices for value & performance. I would prefer a C182, but if you're just trying to build time the PA28-180 would be more cost-effective. Other than the Cessna 182, my favorite airplane that I put a lot of time into when building time was...
  3. Jon Howard

    Insurance Company Throws A Logical Twist

    They did but sold the agency to Assured Partners so they are no longer involved in insurance. The other item to look at is frequency of medical exams. 3rd Class is valid for 24 months (after 40). Basic med is good for 4 years. A pilot flying under 3rd class is being "certified" every 2...
  4. Jon Howard

    Liability Only Insurance

    During the 12-year soft market, carriers were forced to give up everything they could to compete - which entailed giving up deductibles. Most of the lower-cost carriers are mostly software driven and their systems are programmed for nil ($0) deductibles. No reason to change it unless it isn't...
  5. Jon Howard

    Liability Only Insurance

    I don't think your broker tried hard enough.
  6. Jon Howard

    What and who can be covered as "additional insured" on aircraft policy?

    Adding an "additional insured" does nothing for you except a) potentially dilute your limits and b) meet your landlord's insurance requirement. For example, you purchase a policy with a liability limit of $1,000,000 each occurrence. If someone suffers bodily and sues both you and the...
  7. Jon Howard

    The end of Reno

    I think the only place where there won't be people to complain will be Area 51.
  8. Jon Howard

    Enough jobs for the student pilot population?

    I think no matter how you slice it, an airline career has a large element of chance to it. I was on the verge of a proto-airline career when 9/11 happened. I never made it to the airlines because I wasn't willing/able to make the sacrifices necessary to withstand the recovery period. Some...
  9. Jon Howard

    Insurance

    Minnesota (I believe) requires any aircraft registered in the state to carry a minimum of $1,000,000 in 3rd party liability. Utah requires aircraft owners to carry liability if basing their aircraft at a public airport. California requires all commercial aircraft operators to carry insurance...
  10. Jon Howard

    Aviation Insurance Resoures Is Rebranding as Acrisure

    Absolutely. What are your terms?
  11. Jon Howard

    Insurance Y2K Exclusion???

    Most likely this is a requirement of the reinsurance companies. Reinsurers tend to be terrified of the idea of dozens, hundreds or even thousands of aircraft falling out of the sky at the same time as a result of something like the Y2K issue. It's not so much a ploy by an insurance company to...
  12. Jon Howard

    "I'm pretty sure an Airbus would have the same problem..."

    I think congress should demand that Boeing develop "run-dry" fuel tanks for safety reasons. :)
  13. Jon Howard

    Aviation Insurance Resoures Is Rebranding as Acrisure

    Aviation Insurance Resources, Falcon and HaltonHall are insurance brokers and do not control rates. This change will have no impact on the supply of insurance which is dictated by the quality/number of aviation insurance companies and aviation reinsurance companies.
  14. Jon Howard

    Are they, though?

    I'd be willing to bet that the increased insurance costs will eat up most of the savings on the initial acquisition costs over 5-10 years.
  15. Jon Howard

    AOPA VREF

    Aircraft insurance policies are written on an agreed value basis - not an actual cash value. In theory you should be able to insure your aircraft for whatever you paid for it - even if you paid too much. The only problem comes when the market value drops and your aircraft become over-insured...
  16. Jon Howard

    U.S. experimental insurance to Greenland

    Do you know the specific declination reasons? Was it solely they would not offer coverage to Greenland or was it the combination of aircraft and Greenland? Was your pilot experience a factor? Are you planning to make the flight between May and September? A good insurance broker should be...
  17. Jon Howard

    Are You Increasing Your Hull Value?

    After the market crash in 2008 aircraft values dropped - some as much as 50%. Over the last 2 years flight schools have bene gobbling up single engine trainers. Planes like Cessna 172s have at least doubled in the last year. Other small singles have also increased in value due to the low...
  18. Jon Howard

    Gryoplane accident statistics

    It's not so much that gyros are inherently dangerous, but too many pilots fly them improperly. Probably a combination of inadequate training and hazardous attitudes.
  19. Jon Howard

    How to solve the US pilot shortage

    Which reinforces my point. The world can create more pilots - but if pilot wages are not high enough to compete with other industries, those pilots won't become airline pilots.
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