Im insured through avemco. I called them and eventually got an adjuster who said there’s no claim. I asked specifically "what if it was the governor that took out the rest of the engine?", and he said that would be considered wear &tear. This contradicts
@Fearless Tower 's experience with them. He said I could file a claim if I thought it should be covered, but I decided to wait and see what the mechanics say.
The amount of oil lost in a short time. It had to be pumping out under pressure, but the shaft behind that plug is splash lubricated. I'm thinking there's more damage that we didn't see. My guess is that the governor failed, jamming its driveshaft, cracking the case, and opening the oil galleys that supply the CS prop. But that's just that....a guess.