When flying VFR Over The Top, you really need to know your "outs" in case they're needed. Know where there is no layer below, know how thick the layer is, know what's below the layer and how much clearance below it and absolutely know it's going to be clear at the destination. I won't do VFR Over The Top unless my destination is forecast to be clear or few. If the forecast calls for scattered clouds at the destination, while still legal to go over the top, I wouldn't do it. A scattered layer has too many clouds I could accidentally enter and a scattered layer could easily turn out to be a broken layer and then you're stuck. Last time I went VFR OTT was from KIAG to KBDR. It was overcast at 2,500 ft. but there was a HUGE hole just off the lake Erie coast, climbed above it and watched the clouds below turn from overcast to broken to scattered to few and by the time we reached Connecticut there were no clouds at all.