I came to read the answer "Move out of the sticks, Gump". Disappointed to not see it. Is 100,000 a large and wealthy town that supports a huge aviation industry? Methinks not.
As regards $10,000 spent not coming with "good service", that's because "good service" in aviation is closer to $15,000-$20,000 for a Private. But the people who offer the $15,000 good service will go out of business. Why? Because crapshack service from "dude and a cessna flight school" down the street is being offered for $10,000 and they're getting 90+% of the pilot starts in the area. Because flying is crazy expensive, so people tend to optimize dollars waaaay over everything else.
That $10,000 crapshack service actually costs the FBO $12,000 to produce by the way. They're pocketing a ton of cash from people who start up, hate the ratty planes, CFI turnover, or flying in general, and disappear with a few grand left on the books (no refunds lol) -- it's alarming.
And everyone whines about not getting their $10,000 worth.
It's a terrible business. I did it for 7 years. Chose to provide good service and low cost and barely got out with my credit rating intact. I had the benefit of a large metro area in Los Angeles, a lucrative day job, and inherent volume at a low-cost airport in a high-cost of living area. Do better if you dare. You seem to have a pile of answers from your furious google searches. Get to. It's how I got suckered into it.
Separately, I'm a CFI. When I'm not flying turbines for fun, the only training I'm doing is transitions for people who already have their private and instrument tickets. Who the hell wants to drill circles in the sky with a noob who is trying to kill me? In a sadly maintained and underpowered 172? For the paltry $60/hr that he ******* about at every opportunity? Hard, haaaaaard pass.
$0.02.