I'm right around 600 hours myself, I don't know OP, I think at times its changed quite a bit. So I might understand a little bit. One, I was flying over some think Valley Fog that went on for a good 60 miles in every direction. While origin and destination were free and clear, while I was up there it struck me...If I lose my engine, even though I could normally put it down, now I literally could not. I would have no way of knowing what was underneath me and whether hill or telephone pole. I have my IFR ticket, but this thick fog was literally down to the ground. For the first time, it hit me in a way it had not before, this is more dangerous than a lot of other places I have put myself into...It's not even a large reservoir or even a small crossing of the ocean, with my ELT to back me up. It was a pure, this is something I really need to be more aware of. With wife and 3 kids I know the worries too. I guess like anything else, take plane maintenance seriously avoid unnecessary risks.
At the same time, I remind myself the ancients had wisdom too:
"There was a merchant in Bagdad who sent his servant to market to buy provisions and in a little while the servant came back, white and trembling, and said, Master, just now when I was in the marketplace I was jostled by a woman in the crowd and when I turned I saw it was Death that jostled me. She looked at me and made a threatening gesture, now, lend me your horse, and I will ride away from this city and avoid my fate. I will go to Samarra and there Death will not find me. The merchant lent him his horse, and the servant mounted it, and he dug his spurs in its flanks and as fast as the horse could gallop he went. Then the merchant went down to the marketplace and he saw me standing in the crowd and he came to me and said, Why did you make a threating getsture to my servant when you saw him this morning? That was not a threatening gesture, I said, it was only a start of surprise. I was astonished to see him in Bagdad, for I had an appointment with him tonight in Samarra."
We can't avoid our appointed time by living in fear.