I hope to one day be where you folks are at. Currently, I’m on the other end of the flying spectrum: 34 with 3 years under my belt. I’m probably more risk averse than the 18 year old, but not yet as wise and cautious as you all.
The one thing that I think pilots of all ages forget, from the student on their first solo to the guy who has 50 years in the air, is the PIC authority to state what you ARE going to do.
I hate having the Monday morning quarterback discussions on crashes, but to use the current example, that pilot could have told ATC, “Unless that field is closed because it’s a minefield, that’s where I’m landing.” Yes, you may have some explaining to do, but at least you’ll be there to explain it.
My grandfather gave up his cert at 86 due to inability to pass a medical. I hope I can come somewhere remotely close to that, but I know it won’t be because I was able to “barely make my minimums” or “take that leg further than I thought.” Careful planning, good ADM, and a healthy dose of common sense are what will continue to allow us all to keep enjoying the cloud surfing, expensive hamburgers, and this awesome community called aviation!
Remember, your PIC authority starts before you ever drive to the airport!