Summer haze usually occurs when there is a temperature inversion aloft that traps micron-size pollutant particles in the lower atmosphere. These particulates are hygroscopic (attract water) and can grow large enough to significantly scatter light, even below the dew point. It's bumpy below because that portion of the atmosphere is still subject to ground-heating convection which helps stir up pollutant particles. It is smooth above because you are above the inversion boundary, and convection is capped at the inversion. The inversion boundary also helps trap the pollutant particles in the lower atmosphere. If you can get above the haze layer, the ride is always nicer and the view is crystal clear, but some days this haze layer tops out at altitudes not easy to attain in a light single.