To the OP, I'll go about it a bit nicer...
I'm in your shoes, and what I'm doing is saving money, and looking for a job delivering pizzas on Friday and Saturday nights to get the money. (as for my main job, I'm an engineer at a major airplane company that has a credit score of 833, but I'm not going to borrow money for a hobby) Work has it's own reward, and paying cash for something that I want to do makes me do thing like smile when I deliver the pizzas, volunteer to work late (hey, another $20-30 in the airplane fund), come in early (again with the increase in the flight fund), and show gratitude for my boss.
Another thing I'm doing is using my company's policy of paying for school room education, and I've already gotten ground school paid for ($600 I don't have to spend), bought my headsets off of Craigslist ($200 for 3 old Bose headphones, which, ironically, are worth $250 each if I want to buy three A20s), and downloaded the books from the FAA.
Also, I just got an e-mail back from CAP and I'm looking at them for meeting up with CFI for instruction, but my primary goal is to serve. If the airplanes need to be washed, I'll be out there washing them. If they need someone to come in at 4:30am to ensure that the planes are ready for a mission (these are all said out of ignorance - I don't know what they do, but I'll know on Tuesday), I'll ride my bike there to do what it takes.
So, respectfully, if you've done all that and the go fund me thing is the last thing on your list, OK, but if it's the first thing, that puts you totally out of control of your learning, and dependent on everyone else in the world to fund you, and that's not a good place to be for a pilot, or as a person. Chart your own course, and make things happen, and don't let things happen to you.