I think it depends on where you are flying, others can probably explain it better, but around here, New England, there is a pretty good concentration of c's and d's and when at lower altitudes you are handled by approach control. There are areas where approach controls don't cover so you'll get center, which is on the chart, but the approach frequencies are not on there, probably because around the busier c's and b's there are many approach frequencies in a smaller area. It's tough to anticipate the next frequency unless you fly an area often. Working on my IR I'm starting to know some of the frequencies, but it's important to use the radios correctly if you have a flip/flop or write the freq down if you don't.