Wait, how does a 206 fit only 95%? Also, are you realistically evaluating your missions? Do you really need 6 seats?
I thought I'd have a ton of people in the plane with me after my PPL was obtained and we'd go all over the place. The reality is, 50% of the time it's just me on XC to work and the other 45% of the time it's me+1 local. Only recently has that been changing with the family but it's still closer to 5%.
Don't listen to wheaties! He's just trying to avoid competition for a 205/206
Just kidding.
A few points from my perspective (non owner, PPL for 4 years).
1. Renting does suck in most places. it's expensive, their policies are confining, scheduling can be really hard, etc. That said, it's a pretty standard way to get through your private
2. As hinted at here, for some reason, the goal of most pilots seems to be to warn people off of owning planes. I assume it's coming from a good place, but man, it's universally "don't bother owning unless there is no possible way to rent what you want" I know the cost and hassle factor for owning are there, but obviously don't have first hand knowledge.
3. On the other side of the coin, buying the right plane can take some time. You'll want to study the market, learn what the gotcha's are for the type your interested in, learn how much various configurations are worth/etc so when you start shopping, you have a good idea what features/characteristics are must have, nice to have, indifferent, or avoid. I don't know much about 206's, but I bet there is a type club online somewhere for them. I would counter other people though by saying if you know the 206 is going to work for your real missions (ie, you actually have that many who will fly with you enough to be worth owning it), and you can comfortably afford it (including storage, insurance, maintenance, etc) then realize that it will take you some months to get smart about the 206 market, and to find, prebuy and purchase the right plane. If you're really serious, you could start on that now while going full speed at your flight training in the current rental. You can always switch to the 206 later in training, or just after your checkride (it'll require some more hours with a CFI to transition - that's a good thing/idea)