This is a long response.
I bought a 56 172 with 900 SMOH, two nav-coms with ILS indicators, and a Venturi, for $25,000 to do my PPL flight training. That was in the early 90’s.
I put $2000 down and financed the rest through AOPA/BofA for 20 years. That made my payment $300 a month. My first...